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Last Update: JULY 27, 2009

DEPOSIT RATES
SAVINGS ACCOUNTS
Daily Interest Savings
0.15 %
Regular   (minimum balance  $100.01)
0.25 %
Gold   (minimum balance   $100.01)
0.40 %
INVESTMENT SAVINGS ACCOUNT
       balance up to  $4,999.99
0.15 %
       balance of  $5,000.00  or more
0.75%
CHEQUING ACCOUNTS

Daily Interest Chequing

       (minimum balance   $750.00 )

0.15 %
e@ccess Account
0.75 %
Performance Plus Plan
0.15 %

Business Current Account

       (minimum balance  $1,000.00)

0.15 %
US Account
        balance under  $100.00
0.00 %
        $100.01 to  $1,000.00
0.10 %
        $1,000.01 to  $3,000.00
0.25 %
       balance of  $3,000.01  or more
0.50 %

US Account - Business

       (minimum balance   $1,000.00)

0.25 %
TAX FREE SAVINGS ACCOUNTS   (TFSAs)
Fixed Rate:   (minimum initial deposit  $500.00)
       1 year
2.00%
       2 year
2.25%
       3 year
2.95%
       4 year
3.10%
       5 year
3.85%
RRSPs
Variable Rate
 0.75%
Fixed Rate:   (minimum deposit  $500.00)
       1 year
2.00%
       2 year
2.25%
       3 year
2.95%
       4 year
3.10%
       5 year
3.85%
RRIFs
Variable Rate
0.75%
Fixed Rate:   (minimum deposit  $5,000.00)
       1 year
2.00%
       2 year
2.25%
       3 year
2.95%
       4 year
3.10%
       5 year
3.85%
RESPs*
Variable Rate
0.500 %
Non-Redeemable Term Rates:
       1 year
1.125%
       2 year
1.975%
       3 year
2.075%
       4 year
2.125%
       5 year
2.225%

*the minimum deposit requirement is waived

if regular scheduled deposits are arranged

CONTRACT DEPOSITS   (REDEEMABLE)
         1  to  29 days
available on request
       30  to  59 days
0.30%
       60  to  89 days
0.35%
       90  to  119 days
0.50%
    120  to  179 days
0.55%
    180  to  269 days
0.60%
    270  to  364 days
0.65%

         one year

(interest paid semi-annually / monthly)

0.75%
TERM DEPOSITS   (NON-REDEEMABLE)
       1 year
1.90%
       2 year
2.15%
       3 year
2.85%
       4 year
3.00%
       5 year
3.75%

Contract and Term Deposits
Minimum Deposit ($1,000.00) is applicable.


** Rates subject to change without notice **

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