• Mortgages available for residential, agricultural or commercial properties
• Conventional and CMHC insured mortgages
• Amortization periods up to 30 years
• Mortgage Life and Mortgage Disability Insurance
• Competitive interest rates
• Payment options - weekly, bi-weekly or monthly

A home may be the biggest investment you will ever make. When contemplating a mortgage it is a good idea to get the advice of a professional from Carpathia Credit Union. Whether you are buying a home for the first time or renewing your mortgage, we understand the importance of working out the best possible mortgage package, so your home or renovations are truly affordable.

We recognize that having flexible repayment and prepayment options is very important to mortgage holders. Did you know that Credit Unions were the innovators of bi-weekly payments that substantially reduce the interest costs of your mortgage?

We stretch your mortgage dollar with competitive interest rates and no hidden charges or penalities so that your mortgage can be home free and clear as quickly as possible.

CCU's mortgage features include:

• 90 Day Rate Guarantee with a pre-approved mortgage so your rate is locked in should rates increase and if rates decrease, you get the lower rate.
• Members also receive interest rebate through our Member Equity Plan.
• 20% Prepayment priviledge
• Portability

Pre-Approved Mortgages
Speak to one of our Financial Service Representatives before you buy and we'll show you all the advantages of having your financing in place with a Carpathia Credit Union pre-approved mortgage. We'll show you how to have a manageable mortgage that gives you the peace of mind knowing that your home or renovations are affordable.

• helps you determine what you can afford
• interest rate guaranteed for 90 days - if rates drop in that time period you get the lower rate
• a pre-approved mortgage puts you under no obligation and is free of cost
• rapid pre-approval - usually within two days

BUILDING THE PERFECT MORTGAGE
BECOMING MORTGAGE FREE
RATES | CALCULATORS | GLOSSARY | FEES