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Mortgage Loans Travel |
Insurance
Why take the risk? Chances are, your home is your single greatest investment. In the event of your death, could your family continue to make the mortgage payments without changing the lifestyle you've worked so hard to achieve? Comprehensive Mortgage Protection is designed for today's homeowner. You simply choose the amount of coverage you desire up to the $500,000 company participation limit (not to exceed the amount of your mortgage). In the event of your death, Comprehensive Mortgage Protection is designed to pay off your mortgage.** Low-cost premiums remain in effect throughout the term of the insurance coverage. Unlike many insurance programs, your premium will not increase as you get older. Coverage remains in effect throughout the term of your mortgage, for up to 25 years, or to your 75th birthday-whichever comes first. Easy to Apply *some restrictions may apply Mortgage Disability Insurance* Unexpected illness or accident can leave you with a temporary or even permanent disability, likely compromising your ability to earn money. Should you be faced with such misfortune, you will have to make the most difficult adjustment of you life. Don't make matters worse by putting your family's home at risk. Our Mortgage Disability Insurance, available to Carpathia Credit Union
members, covers your mortgage payments for considerably less money per
day than you probably spend on lunch. Easy to qualify Eligibility requirements are simple: you must be at least age 18 and under 66, show an acceptable medical history and have Mortgage Life Insurance protecting the same loan. You must have worked at least 20 hours a week for three consecutive months. The mortgage must have been obtained through Carpathia. *some restrictions may apply Credit Life and Disability Insurance on Personal Loans* Help protect your family's lifestyle at a rate you can afford! Payment protection can help safeguard you family's lifestyle-and your peace of mind. It's financial help you can count on when you need it most. And it's convenient economical and easy to qualify. If you die or become disabled due to covered illness or accident, your loan payments may be reduced or paid off. No physical exam is required to qualify. A few simple health questions may be required. And the group rates are low-typically less than individual coverage! *some restrictions may apply Line of Credit Insurance - Personal and Business Loans* A line of credit provides the flexibility to fit today's consumer demands. A line of credit from Carpathia Credit Union enables you to purchase those things you want exactly when you need them. You will be given a pre-approved limit by Carpathia, so all you have to do is draw against that. You draw on a line of credit to enhance your lifestyle. Line of Credit Insurance provides you and your family with payment and lifestyle protection. A Valuable benefit *some restrictions may apply Term Life Insurance - Personal and Business Loans* In the event of you death, could your family continue to enjoy the lifestyle you've worked so hard to achieve? 10 year Level Term Life Protection is designed for today's breadwinner interested in financial planning. You simply choose the coverage you desire up to $500,000. In the event of your death, 10 Year Level Term Life Protection is designed to provide additional funds for your family to use when they need it most. And every ten years, you can renew this valuable guaranteed coverage at our low cost rates based on your age at renewal time. Coverage will remain in effect until you reach your 75th birthday. Joint coverage is also available. Easy to Apply *some restrictions may apply Through Creditor Resources Inc. (CRI), thousands
of members have been insured. Contact any Financial Service Representatives
and you will receive quick convenient quotes in minutes right over the
phone. Whether you're travelling for a few days or several months, you probably know that provincial health insurance plans provide only limited coverage for medical treatment and hospital costs outside of Canada. That's why Carpathia Credit Union and Credit Union Insurance Services (CUIS) offer travel insurance protection that provides you with comprehensive out-of-country emergency medical insurance. Peace of mind comes with knowing that it will pay your eligible medical bills and other related costs if you or a covered family member have a medical emergency while travelling. Whether members are travelling for business or pleasure, you pay a rate according to your destination. CUIS' rates are very affordable for those individuals who are travelling to worldwide destinations or within Canada and cover from 2 days to a full year's protection. Out-of-Province Travel Benefits
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