Mortgage Life Insurance*

Why take the risk? Chances are, your home is your single greatest investment. In the event of your death, could your family continue to make the mortgage payments without changing the lifestyle you've worked so hard to achieve?

Comprehensive Mortgage Protection is designed for today's homeowner. You simply choose the amount of coverage you desire up to the $500,000 company participation limit (not to exceed the amount of your mortgage). In the event of your death, Comprehensive Mortgage Protection is designed to pay off your mortgage.** Low-cost premiums remain in effect throughout the term of the insurance coverage. Unlike many insurance programs, your premium will not increase as you get older. Coverage remains in effect throughout the term of your mortgage, for up to 25 years, or to your 75th birthday-whichever comes first.

Easy to Apply
You are eligible for this valuable life insurance if you are between the ages of 18 through 65, and meet the company's underwriting standards. Apply at any time during the mortgage application process or while you have a mortgage.

*some restrictions may apply
**benefits may not pay off your entire mortgage-limitations and restrictions may apply

Mortgage Disability Insurance*

Unexpected illness or accident can leave you with a temporary or even permanent disability, likely compromising your ability to earn money. Should you be faced with such misfortune, you will have to make the most difficult adjustment of you life. Don't make matters worse by putting your family's home at risk.

Our Mortgage Disability Insurance, available to Carpathia Credit Union members, covers your mortgage payments for considerably less money per day than you probably spend on lunch.
Why purchase mortgage protection? It's simple. No one is immune from the possibility of a disabling accident or illness.

Easy to qualify
You can include your co-applicant in our affordable Mortgage Disability Insurance plan, ensuring complete peace of mind for your family.

Eligibility requirements are simple: you must be at least age 18 and under 66, show an acceptable medical history and have Mortgage Life Insurance protecting the same loan. You must have worked at least 20 hours a week for three consecutive months. The mortgage must have been obtained through Carpathia.

*some restrictions may apply