Rates & U.S. Exchange

Last Update: February 22, 2012

U.S. Dollar

Buying Rate

This is the amount of Canadian Dollars that Carpathia Credit Union is paying to purchase each U.S. Dollar today.

 0.9778

Selling Rate

This is the amount of Canadian Dollars needed to purchase one (1) U.S. Dollar at Carpathia Credit Union today.

1.0238

 

Deposit Rates

Savings Accounts

Daily Interest Savings
0.10 %
Regular   (minimum balance  $100.01)
0.15 %
Gold   (minimum balance   $100.01)
0.25 %
U.S. Daily Interest Chq. Savings
        Minimum Balance of $100 or less
0.00 %
       $100.01 - $1,000.00
0.05 %
        $1000.01 - $3,000.00
0.10 %
       Over $3,000.01
 0.10 % 

Investment Savings Account

       balance up to  $4,999.99
0.10 %
       balance of  $5,000.00  or more
0.75%

Chequing Accounts

Daily Interest Chequing        (minimum balance   $750.00 )
0.10 %
e@ccess Account
0.50 %
Performance Plus Plan
0.10 %
Business Current Account        (minimum balance  $1,000.00)
0.10 %
U.S. Account
        balance under  $100.00
0.00 %
        $100.01 to  $1,000.00
0.05 %
        $1,000.01 to  $3,000.00
0.10 %
       balance of  $3,000.01  or more
0.15 %
US Account - Business        (minimum balance   $1,000.00)
0.15 %

Tax Free Savings Accounts (TFSAs)

Variable Rate
 0.75%
Fixed Rate:   (minimum deposit  $500.00)
       1 year
2.15%
       2 year
2.50%
       3 year
2.70%
       4 year
2.90%
       5 year
3.15%

RRSPs

Variable Rate
 0.75%
Fixed Rate:   (minimum deposit  $500.00)
       1 year
2.15%
       2 year
2.50%
       3 year
2.70%
       4 year
2.90%
       5 year
3.15%

      42 months

3.42%

RRIFs

Variable Rate
0.75%
Fixed Rate:   (minimum deposit  $5,000.00)
       1 year
2.15%
       2 year
2.50%
       3 year
2.70%
       4 year
2.90%
       5 year
3.15%

       42 months

3.42%

RESPs

Variable Rate
0.150 %
Non-Redeemable Term Rates:
       1 year
1.150%
       2 year
1.300%
       3 year
1.400%
       4 year
1.600%
       5 year
1.850%

*the minimum deposit requirement is waived
if regular scheduled deposits are arranged

Term Deposits (Non-Redeemable)

       1 year
2.05%
       2 year
2.40%
       3 year
2.60%
       4 year
2.75%
       5 year
3.00%
       U.S Term (30 to 90 Days )
0.10%

** Rates subject to change without notice **

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