Current Rates

• 5 Year Variable Closed Mortgage: 6.35%

• 5 Year Fixed Rate Mortgage 4.99%

• 5 Year Term Deposit: 4.40%

• 1 Year Term Deposit: 5.00%

Notice to all Tax-Free Savings Account (TFSA) Holders

As of January 1, 2024, your TFSA plan currently held under Carpathia Credit Union’s TFSA specimen plan will be transferred to Access Credit Union's specimen plan. Concentra Trust remains as the trustee, while all administration and processing continues to be conducted directly at the credit union. Note, this amendment does not alter the investment(s) held in your TFSA plan in any fashion.


Please refer to this document or contact your Branch to obtain a copy of the Declaration of Trust governing Access Credit Union's TFSA specimen plan.